Suzanne Shepherd | Senior Vice President of Investor Relations and Sustainability |
Keith Demmings | President and Chief Executive Officer |
Richard Dziadzio | Chief Financial Officer |
Tommy McJoynt | KBW |
Michael Phillips | Morgan Stanley |
Tom Shimp | Piper Sandler |
Mark Hughes | Truist Securities |
Brian Meredith | UBS Financial |
Grace Carter | Bank of America |
00:04 Welcome to Assurant’s Fourth Quarter and Full-Year 2021 Conference Call and Webcast. At this time, all participants have been placed in a listen-only mode, and the floor will be opened for your questions following management's prepared remarks. [Operator Instructions]. 00:41 It is now my pleasure to turn the floor over to Suzanne Shepherd, Senior Vice President of Investor Relations and Sustainability.
You may begin your conference.