Michelle Buckalew | Head of Communication. |
W. Alexander Holmes | Chairman and Chief Executive Officer. |
Lawrence Angelilli | Chief Financial Officer |
Rayna Kumar | Evercore ISI |
Tien-Tsin Huang | JPMorgan |
David Scharf | JMP Securities |
Kartik Mehta | Northcoast Research |
Mike Grondahl | Northland |
Matt O'Neill | Autonomous Research |
Chris Kennedy | William Blair |
Good morning and welcome to the MoneyGram International, Inc.
Third Quarter 2018 Earnings Release Conference Call. Today's conference is being recorded. At this time, all participants have been placed in a listen-only mode and the floor will be open for questions following the presentation.
It is now my pleasure to turn the floor over to your host, Michelle Buckalew, Head of Communication.