Stephen Reiff | Head, Global Strategy & Corporate Communications |
Alexander Holmes | Chairman & Chief Executive Officer |
Lawrence Angelilli | Executive Vice President, Chief Financial Officer & Principal Accounting Officer |
Kamila Chytil | Chief Operating Officer |
David Scharf | JMP Securities |
Kartik Mehta | Northcoast Research Partners |
Tien-Tsin Huang | JPMorgan Chase & Co. |
Ramsey El-Assal | Barclays Bank |
Robert Napoli | William Blair & Company |
Rayna Kumar | Evercore ISI |
Good day, and welcome to the MoneyGram International, Incorporated Second Quarter 2020 Earnings Release Conference Call. Today's conference is being recorded. At this time, all participants have been placed on a listen-only mode, and the floor will be open for your questions following the presentation. It is now my pleasure to turn the floor over to your host, Mr. Stephen Reiff, Head of Strategy and Communications.