Stephen Reiff | Head of Corporate Communications |
Alex Holmes | Chairman & Chief Executive Officer |
Kamila Chytil | Chief Operating Officer |
Larry Angelilli | Chief Financial Officer |
Kartik Mehta | Northcoast Research |
Tien-Tsin Huang | JPMorgan Chase & Co. |
Bob Napoli | William Blair |
David Scharf | JMP Securities |
Mike Grondahl | Northland Securities |
Ramsey El-Assal | Barclays |
Good day, and welcome to the MoneyGram International Inc.
Third Quarter 2020 Earnings Release. Today's conference is being recorded. At this time, all participants have been placed on a listen-only mode, and the floor will be open for your questions following the presentation. It is now my pleasure to turn the floor over to your host, Stephen Reiff, Head of Corporate Communications.