Stephen Reiff | Head, Corporate Communications |
Alex Holmes | Chairman and Chief Executive Officer |
Larry Angelilli | Chief Financial Officer |
Kamila Chytil | Chief Operating Officer |
Ramsey El-Assal | Barclays |
Tien-tsin Huang | JPMorgan |
David Scharf | JMP Securities |
Kartik Mehta | Northcoast Research |
Rob Napoli | William Blair |
Mike Grondahl | Northland Securities |
Good morning and welcome to the MoneyGram International, Inc. Fourth Quarter 2020 Earnings Release Conference Call. Today’s conference is being recorded. [Operator Instructions] It is now my pleasure to turn the floor over to your host, Stephen Reiff, Head of Corporate Communications. Please go ahead, sir.