Sarah Crews | Director, Investor Relations |
Thomas McInerney | President, CEO & Director |
Daniel Sheehan | EVP, CFO & CIO |
Brian Haendiges | President & CEO, U.S. Life Insurance |
Joshua Esterov | CreditSights |
Ryan Krueger | KBW |
Good morning, ladies and gentlemen, and welcome to Genworth Financial's Fourth Quarter 2022 Earnings Conference Call. My name is Jim, and I will be your coordinator today. [Operator Instructions].
I would now like to turn the presentation over to Sarah Crews, Director of Investor Relations. Please go ahead.