Johnny Lai | Corporate Development & Investor Relations |
Greg Garrabrants | President & Chief Executive Officer |
Derrick Walsh | Executive Vice President & Chief Financial Officer |
Andy Micheletti | Executive Vice President of Finance |
Gary Tenner | D.A. Davidson |
Andrew Liesch | Piper Sandler |
David Feaster | Raymond James |
Michael Perito | KBW |
Edward Hemmelgarn | Shaker Investments |
Greetings. Welcome to the Axos Financial, Inc. Q1 2023 Earnings Call. [Operator Instructions] Please note, this conference is being recorded. I will now turn the conference over to Johnny Lai.