Scott McKinney | Deputy CFO |
Michael Barnes | Executive Chairman |
Sandra Bell | CFO |
Chris Colvin | Breach Inlet Capital |
Greetings and welcome to Tiptree Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.
It is now my pleasure to introduce your host, Scott McKinney, Deputy Chief Financial Officer. Thank you, sir.
You may begin.