Jennifer Como | Senior Vice President and Global Head, Investor Relations |
Al Kelly | Chairman and CEO |
Vasant Prabhu | Vice Chair and CFO |
Lisa Ellis | MoffettNathanson |
David Togut | Evercore ISI |
Darrin Peller | Wolfe Research |
Bob Napoli | William Blair |
Harshita Rawat | Bernstein |
Ashwin Shirvaikar | Citi |
Timothy Chiodo | Credit Suisse |
Tien-Tsin Huang | JPMorgan |
Welcome to Visa’s Fiscal Fourth Quarter and Full Year 2022 Earnings Conference Call. All participants are in a listen-only mode until the question-and-answer session. Today’s conference is being recorded.
If you have any objections, you may disconnect at this time. I would now like to turn the call over to your host, Ms.