Sameer Gokhale | Investor Relations |
Scott Sanborn | President, Chief Executive Officer |
Tom Casey | Chief Financial Officer |
Eric Wasserstrom | UBS |
Steven Wald | Morgan Stanley |
Heath Terry | Goldman Sachs |
Bill Ryan | Compass Point |
Good afternoon and welcome to LendingClub's second quarter 2020 earnings conference call. All participants will be in a listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions. Please note, this event is being recorded.