Sameer Gokhale | Head, Investor Relations |
Scott Sanborn | Chief Executive Officer |
Drew LaBenne | Chief Financial Officer |
David Chiaverini | Wedbush |
Bill Ryan | Seaport Research Partners |
Giuliano Bologna | Compass Point |
Michael Perito | KBW |
Vincent Caintic | Stephens |
Thank you for the joining. I would like to welcome you all to the LendingClub Third Quarter 2022 Earnings Conference Call. My name is Breeca and I will be your event specialists operating today's event. [Operator Instructions] I would now like to hand the call over to our host today, Sameer Gokhale, Head of Investor Relations to begin.
So Sameer, please go ahead when you're ready.