Davis Mange | VP, IR |
Tom Broughton | Chairman, President & CEO |
Bud Foshee | EVP, CFO |
Henry Abbott | SVP & Chief Credit Officer |
Rodney Rushing | EVP & COO |
Graham Dick | Piper Sandler |
Kevin Fitzsimmons | D.A. Davidson |
David Bishop | Seaport Research |
Greetings. Welcome to the ServisFirst Bancshares Fourth Quarter Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Please note this conference is being recorded.