Stacey Jill Brodbar | Verisk Analytics, Inc. |
Scott G. Stephenson | Verisk Analytics, Inc. |
Mark V. Anquillare | Verisk Analytics, Inc. |
Lee M. Shavel | Verisk Analytics, Inc. |
Manav Patnaik | Barclays Capital, Inc. |
Toni M. Kaplan | Morgan Stanley & Co. LLC |
Andrew Charles Steinerman | JPMorgan Securities LLC |
Hamzah Mazari | Macquarie Capital (NYSE:USA), Inc. |
Andrew Jeffrey | SunTrust Robinson Humphrey, Inc. |
Tim J. McHugh | William Blair & Co. LLC |
Jeffrey P. Meuler | Robert W. Baird & Co., Inc. |
William A. Warmington | Wells Fargo Securities LLC |
Gary Bisbee | Bank of America Merrill Lynch |
Joseph Foresi | Cantor Fitzgerald Securities |
George Tong | Goldman Sachs & Co. LLC |
Good morning. My name is Regina and I will be your conference operator today. At this time I would like to welcome everyone to the Verisk Analytics Third Quarter Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.