Stacey Brodbar | Head, IR |
Scott Stephenson | Chairman, President & CEO |
Lisa Hannan | President, Financial Services |
Lee Shavel | EVP & CFO |
Mark Anquillare | EVP & COO |
Toni Kaplan | Morgan Stanley |
Manav Patnaik | Barclays Bank |
Timothy McHugh | William Blair & Company |
Andrew Steinerman | JPMorgan Chase & Co. |
Gary Bisbee | Bank of America Merrill Lynch |
Joseph Foresi | Cantor Fitzgerald & Co. |
Andrew Jeffrey | SunTrust Robinson Humphrey |
Jeffrey Meuler | Robert W. Baird & Co. |
William Warmington | Wells Fargo Securities |
George Tong | Goldman Sachs Group |
Ashish Sabadra | Deutsche Bank |
Good morning. My name is Charelle, and I would be your conference operator today. At this time, I would like to welcome everyone to the Verisk Analytics' Q2 2019 Earnings Conference Call. [Operator Instructions]. Ms.