Heather Worley | Director, Investor Relations |
Mike Maddox | President and Chief Executive Officer |
Ben Clouse | Chief Financial Officer |
Randy Rapp | Chief Risk and Chief Credit Officer |
Michael Rose | Raymond James |
Jennifer Demba | Truist Securities |
Matt Olney | Stephens |
Brady Gailey | KBW |
Good day and thank you for standing by. Welcome to the CrossFirst Bankshares Q4 and Full Year 2021 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the conference over to the Director of Investor Relations, Heather Worley.