Allyson Pooley | Senior Vice President, Financial Profile |
Leon Holschbach | Vice Chairman, President Chief Executive Officer |
Jeffrey Ludwig | Chief Financial Officer |
Kevin Reevey | D. A. Davidson & Co. |
Michael Perito | Keefe, Bruyette & Woods, Inc. |
Andrew Liesch | Sandler O’Neill & Partners |
Terry McEvoy | Stephens |
Michael Perito | KBW |
Good day, ladies and gentlemen, and welcome to the Third Quarter 2017 Midland States Bancorp Inc. Earnings Conference Call. At this time, all participants are in a listen-only mode. And later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] And as a reminder, this conference is being recorded.