Susan Caudle | Investor Relations Officer and Secretary to the Board |
Malcolm Holland | Chairman and CEO |
Terry Earley | Senior EVP and CFO |
Brady Gailey | KBW |
Gary Tenner | D.A. Davidson |
Brad Milsaps | Piper Sandler |
Michael Rose | Raymond James |
Matt Olney | Stephens |
Good day, and welcome to the Veritex Holdings Third Quarter '22 Earnings Conference Call and Webcast. [Operator Instructions] Please note this event will be recorded. I would now like to turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary to the Board of Veritex Holdings.
Thank you.