Makela Taphorn | Director, Investor Relations |
Eric Colson | Chief Executive Officer |
C.J. Daley | Executive Vice President, Chief Financial Officer and Treasurer |
Bill Katz | Citigroup |
Kenneth Lee | RBC Capital Markets |
Robert Lee | KBW |
Ryan Bailey | Goldman Sachs |
Dan Fannon | Jefferies |
Hello, and thank you for standing by. My name is Tom, and I will be your conference operator today. At this time, all participants are in a listen-only mode. After the prepared remarks, management will conduct a question-and-answer session, and conference participants will be given instructions at that time.
As a reminder, this conference call is being recorded.