Mark Mason | Chief Executive Officer |
John Michel | Chief Financial Officer |
Steve Moss | B. Riley Securities |
Jeff Rulis | D.A. Davidson |
Matthew Clark | Piper Sandler |
Jackie Bohlen | KBW |
David Chiaverini | Wedbush Securities |
Good day, everyone, and welcome to the HomeStreet Incorporated Year-End and Fourth Quarter 2020 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please also note, today's event is being recorded. I'd now like to turn the conference over to Mark Mason, Chief Executive Officer of HomeStreet.