Garrett Edson | IR, ICR |
Rob Beck | President & CEO |
Mike Dymski | Interim CFO |
David Scharf | JMP Securities |
Bill Dezellem | Tieton Capital |
Thank you for standing by; this is the conference operator. Welcome to the Regional Management Corporation Third Quarter 2020 Earnings Conference Call.
As a reminder, all participants are in listen-only mode and the conference is being recorded. After the presentation, there will be an opportunity to ask questions. [Operator Instructions] I would now like to turn the conference over to Garrett Edson with ICR.