Garrett Edson | Investor Relations, ICR |
Rob Beck | President & Chief Executive Officer |
Harp Rana | Chief Financial Officer |
David Scharf | JMP Securities |
John Hecht | Jefferies |
John Rowan | Janney Montgomery Scott LLC |
Bill Dezellem | Tieton Capital Management |
Vincent Caintic | Stephens Inc. |
Thank you for standing by. This is the conference operator. Welcome to the Regional Management Fourth Quarter 2020 Earnings Conference Call.
As a reminder, all participants are in listen only mode and the conference is being recorded. After the presentation, there will be an opportunity to ask questions.