Garrett Edson | ICR |
Rob Beck | President and CEO |
Harp Rana | Chief Financial Officer |
John Hecht | Jefferies |
John Rowan | Janney |
Thank you for standing by. This is the conference operator. Welcome to the Regional Management Second Quarter 2020 Earnings Call [Operator Instructions]. I would now like to turn the conference over to Garrett Edson of ICR. Please go ahead.