Nils Erdmann | VP of Investor Relations |
Raul Vazquez | Chief Executive Officer |
Jonathan Coblentz | Chief Financial Officer |
Sanjay Sakhrani | KBW |
John Hecht | Jefferies |
Richard Shane | JPMorgan |
Good afternoon, and welcome to the Oportun Financial Corporation's First Quarter 2021 Earnings Conference Call. [Operator Instructions] Today's call is being recorded.
For opening remarks and introductions, I'd like to turn the call over to Nils Erdmann, VP of Investor Relations. Mr. Erdmann, you may begin.