Kay Sharpton | VP-IR |
Morgan Schuessler | President & CEO |
Peter Smith | CFO |
Robert Napoli | William Blair |
George Mihalos | Cowen & Company |
Vasu Govil | Morgan Stanley |
Bryan Keane | Deutsche Bank |
Jim Schneider | Goldman Sachs |
Tien-Tsin Huang | JPMorgan |
Good afternoon, everyone, and welcome to EVERTEC’s Fourth Quarter and Full Year 2017 Earnings Conference Call. All participants will be in a listen-only mode. [Operator instructions] After today's presentation, there will be an opportunity to ask questions. [Operator instructions] Please also note today's event is being recorded. At this time, I'd like to turn the conference call over to Kay Sharpton, Vice President of Investor Relations.