Kevin Cummings | Chairman & CEO |
Sean Burke | CFO |
Domenick Cama | President & COO |
Mark Fitzgibbon | Piper Sandler |
Steven Duong | RBC Capital Markets |
Laurie Hunsicker | Compass Point |
Zach Westerlind | Stephens |
Good morning, and welcome to the Investors Bancorp's Fourth Quarter 2020 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions]. After today's presentation there will be an opportunity to ask questions. [Operator Instructions].