Gabrielle Rabinovitch | Senior Vice President, Corporate Finance and Investor Relations |
Dan Schulman | President and Chief Executive Officer |
John Rainey | Chief Financial Officer and Executive Vice President, Global Customer Operations |
Tien-Tsin Huang | JPMorgan |
Darrin Peller | Wolfe Research |
Bryan Keane | Deutsche Bank |
Lisa Ellis | MoffettNathanson |
Jason Kupferberg | Bank of America |
David Togut | Evercore ISI |
Timothy Chiodo | Credit Suisse |
Good afternoon. My name is Donna and I will be your conference operator for today. At this time, I would like to welcome everyone to PayPal Holdings’ Earnings Conference Call for the Fourth Quarter 2021. [Operator Instructions] Thank you. I would now like to introduce your host for today’s call, Ms.