Noah Fields | Vice President, Investor Relations |
Michael Collins | Chairman and Chief Executive Officer |
Michael Schrum | Group Chief Financial Officer |
Tim Switzer | KBW |
Timur Braziler | Wells Fargo |
Jeffrey Kitsis | Piper Sandler |
Good morning. My name is Tom, and I will be your conference operator today. At this time, I would like to welcome everyone to the Third Quarter 2021 Earnings Call for The Bank of N.T. Butterfield & Son Limited. [Operator Instructions] Please note, this event is being recorded.