|Bradley Conrad||EVP and Treasurer|
|Timothy Willi||Wells Fargo|
|Andrew Jeffrey||SunTrust Robinson Humphrey|
|Kartik Mehta||Northcoast Research|
|Robert Napoli||William Blair|
Good day, ladies and gentlemen, and welcome to the Cardtronics' Third Quarter 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct the question-and-answer session and instructions will follow at that time. [Operator Instructions] And as a reminder, this conference is being recorded. I would now like to introduce your host for today's conference, Mr.