Stephen Hagan | Investor Relations Director |
Mike Mikan | President and Chief Executive Officer |
Cathy Smith | Chief Financial Officer and Chief Administrative Officer |
Joshua Raskin | Nephron Research |
Ben Rossi | Citigroup |
Kevin Fischbeck | Bank of America |
Justin Lake | Wolfe Research |
Nathan Rich | Goldman Sachs |
Hello, and welcome to the Bright Health Group Fourth Quarter 2022 Earnings Call. My name is Alex, and I'll be coordinating the call today. [Operator Instructions]
I'll now hand over to our host, Stephen Hagan, Investor Relations Director. Please go ahead.