Allyson Pooley | Financial Profiles |
Alberto Paracchini | President and CEO |
Lindsay Corby | CFO |
Tim Hadro | Chief Credit Officer |
Terry McEvoy | Stephens |
Michael Perito | KBW |
Nathan Race | Piper Jaffray |
Andrew Liesch | Sandler O'Neill |
Sean Tobin | FIG Partners |
Good morning. And welcome to the Byline Bancorp Fourth Quarter 2018 Earnings Conference Call. All participants will be in listen-only mode [Operator Instructions]. After today’s presentation, there will be an opportunity to ask questions [Operator Instructions]. Please note this event is being recorded.