Gar Jackson | Investor Relations |
Don Gayhardt | President and Chief Executive Officer |
Bill Baker | Chief Operating Officer |
Roger Dean | Chief Financial Officer |
Dave Strano | Chief Accounting Officer |
John Hecht | Jefferies |
John Rowan | Janney |
Brian Probyn | William Blair |
Moshe Orenbuch | Credit Suisse |
Good morning, and welcome to the CURO Group Holdings Second Quarter 2019 Conference Call. All participants will be in listen-only mode [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions [Operator Instructions]. Please note this event is being recorded.
I would now like to turn the conference over to Gar Jackson, Investor Relations for CURO.