Gar Jackson | IR |
Don Gayhardt | President and Chief Executive Officer |
Bill Baker | Chief Operating Officer |
Roger Dean | Chief Financial Officer |
Dave Strano | Chief Accounting Officer |
John Hecht | Jeffries |
Robert Napoli | William Blair |
Moshe Orenbuch | Credit Suisse |
Vincent Caintic | Stephens Inc. |
John Rowan | Janney Montgomery Scott |
Hello, and welcome to the CURO Holdings Fourth Quarter 2019 Earnings Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note this event is being recorded.
I would now like to turn the conference over to your host today, Gar Jackson, Investor Relations.