Eric Oliveira | Investor Relations and ESG Director |
Ricardo Dutra | Chief Executive Officer, UOL Group |
Alexandre Magnani | Chief Executive Officer |
Artur Schunck | Chief Financial Officer |
Mario Pierry | Bank of America |
Bryan Keane | Deutsche Bank |
Domingos Falavina | JP Morgan |
Neha Agarwala | HSBC |
Tito Labarta | Goldman Sachs |
Jeff Cantwell | Wells Fargo |
Josh Siegler | Cantor Fitzgerald |
Kaio Prato | UBS |
Geoffrey Elliot | Autonomous |
Soomit Datta | New Street Research |
Good evening. My name is Victoria, and I will be your conference operator today. Welcome to PagBank PagSeguro's webcast results for the Third Quarter 2022. At this time, all lines have been placed on mute to prevent any background noise. [Operator Instructions] This event is also being broadcast live via webcast and may be accessed through PagBank PagSeguro's website at investors.pagseguro.com.