Rebecca Gardy | Senior Vice President of Investor Relations |
David Zalik | Chairman and Chief Executive Officer |
Gerry Benjamin | Vice Chairman and Chief Administrative Officer |
Rob Partlow | Chief Financial Officer. |
Jim Schneider | Goldman Sachs |
John Davis | Raymond James |
Jason Kupferberg | Bank of America Merrill Lynch |
Tien-Tsin Huang | JP Morgan |
Andrew Jeffrey | SunTrust |
Chris Donat | Sandler O'Neill. |
James Faucette | Morgan Stanley |
Rob Wildhack | Autonomous Research |
Ladies and gentlemen, thank you. And welcome to the GreenSky First Quarter Fiscal 2019 Earnings Conference Call. [Operator Instructions] We are webcasting this call live on the GreenSky Investor Relations website. After the completion of the call, a recording of the call will be made available on the same site. I would now like to the conference over to Rebecca Gardy, Senior Vice President of Investor Relations at GreenSky.