|Shawn Zhang||Investor Relations|
|Yan Dinggui||Chief Executive Officer|
|Fan Chun Lin||Chief Financial Officer|
|Xu Yifang||Chief Risk Officer|
Good day, ladies and gentlemen. Thank you for standing by and welcome to the Jiayin Group's Third Quarter 2022 Earnings Conference Call. Currently, all participants are in listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time.
As a reminder, we are recording today's call.