Gerhard Erdelji | Senior Vice President, Investor Relations |
Anthony Hsieh | Founder and CEO |
Patrick Flanagan | Chief Financial Officer |
Jeff DerGurahian | Chief Capital Markets Officer |
John Lee | Chief Analytics Officer |
Jeff Walsh | Chief Revenue Officer |
Doug Harter | Credit Suisse |
Brock Vandervliet | UBS |
Kevin Barker | Piper Sandler |
Bob Napoli | William Blair |
Trevor Cranston | JMP securities |
John Davis | Raymond James |
James Faucette | Morgan Stanley |
Derek Hewett | Bank of America |
Good morning and welcome everyone to loanDepot's Third Quarter Conference Call. All lines have been placed on mute to prevent any background noise. [Operator Instructions]. I would now like to turn the call over to Gerhard Erdelji, Senior Vice President, Investor Relations. Please go ahead.