Frank Martell | President, Chief Executive Officer |
Patrick Flanagan | Chief Financial Officer |
Jeff DerGurahian | Chief Capital Markets Officer |
Jeff Walsh | LDI mortgage President |
Gerhard Erdelji | Senior Vice President, Investor Relations |
Doug Harter | Credit Suisse |
Blake Netter | Morgan Stanley |
Trevor Cranston | JMP Securities |
Kyle Joseph | Jefferies |
Good afternoon and welcome everyone to loanDepot's Third Quarter 2022 Conference Call. All lines have been placed on mute to prevent any background noise. [Operator Instructions]. I would now like to turn the call over to Gerhard Erdelji, Senior Vice President, Investor Relations. Sir, please go ahead.