Kent Landvatter | President and Chief Executive Officer |
Javvis Jacobson | Chief Financial Officer and Executive Vice President |
James Noone | Chief Credit Officer and Executive Vice President |
Andrew Terrell | Stephens |
Andrew Liesch | Piper Sandler |
Greetings and welcome to the FinWise Bancorp Third Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder this conference is being recorded. I would now like to turn the conference over to management to begin.