Curt Farmer | President, Chief Executive Officer |
Jim Herzog | Executive Vice President, Chief Financial Officer |
Peter Sefzik | Director, Commercial Banking |
Melinda Chausse | Chief Credit Officer |
Darlene Persons | Director, Investor Relations |
Ken Zerbe | Morgan Stanley |
Terry McEvoy | Stephens |
Bill Carcache | Wolfe Research |
Ken Usdin | Jefferies |
Steven Alexopoulos | JP Morgan |
Brock Vandervliet | UBS |
Gary Tenner | DA Davidson |
Jon Arfstrom | RBC Capital Markets |
Good day and thank you for standing by. Welcome to the Comerica quarterly earnings call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question and answer session. To ask a question during the session, you’ll need to press star, one on your telephone.