Darlene Persons | Director of Investor Relations |
Curt Farmer | President & Chief Executive Officer |
Jim Herzog | Executive Vice President & Chief Financial Officer |
Peter Sefzik | Director of Commercial Banking |
Melinda Chausse | Chief Credit Officer |
Gary Tenner | DA Davidson |
Ken Zerbe | Morgan Stanley |
Jon Arfstrom | RBC Capital Markets |
Ebrahim Poonawala | Bank of America |
John Pancari | Evercore ISI |
Scott Siefers | Piper Sandler |
Steven Alexopoulos | JP Morgan |
Ken Usdin | Jefferies |
Bill Carcache | Wolfe Research |
Chris McGratty | KBW |
Steve Moss | B. Riley Securities |
Jennifer Demba | Truist Securities |
Good day and thank you for standing by. Welcome to the Comerica Quarterly Earnings Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the conference over to Darlene Persons, Director of Investor Relations.