George Andersen | executive |
Andrew Cecere | executive |
John Stern | executive |
Robert Siefers | analyst |
Ebrahim Poonawala | analyst |
Betsy Graseck | analyst |
L. Erika Penala | analyst |
Kenneth Usdin | analyst |
Michael Mayo | analyst |
Gerard Cassidy | analyst |
Matthew O'Connor | analyst |
Vivek Juneja | analyst |
John Pancari | analyst |
Christoph Kotowski | analyst |
Terrance Dolan | executive |
Saul Martinez | analyst |
Welcome to the U.S. Bancorp Second Quarter 2024 Earnings Conference Call. [Operator Instructions] This call will be recorded and available for replay beginning today at approximately 10:00 a.m. Central Time.
I will now turn the conference call over to George Andersen, Senior Vice President and Director of Investor Relations for U.S.