Kevin Haseyama | Strategic Planning & IR Manager |
Robert Harrison | Chairman, President & CEO |
Ralph Mesick | Interim CFO, Finance Group, Vice Chairman & Chief Risk Officer of Risk Management Group |
Christopher Dods | Vice Chairman, Digital Banking & Marketing Group and COO |
Steven Alexopoulos | JPMorgan Chase & Co. |
David Feaster | Raymond James & Associates |
Andrew Liesch | Piper Sandler & Co. |
Timur Braziler | Wells Fargo Securities |
Christopher Larmoyeux | Holocene Advisors |
Kelly Motta | KBW |
Laurie Hunsicker | Compass Point Research & Trading |
Good day, and thank you for standing by. Welcome to the First Hawaiian, Inc. Q3 2022 Earnings Conference Call. [Operator Instructions]. Please be advised that today's conference is being recorded.