Brad Kessel | President & CEO |
Gavin Mohr | EVP & CFO |
Joel Rahn | EVP, Commercial Banking |
Brendan Nosal | Piper Sandler |
Manuel Navas | D.A. Davidson |
Bryce Rowe | Hovde Group |
Hello ladies and gentlemen thank you for joining and being present in the Independent Bank Corporation Q1 2022 Earnings Conference Call. My name is Irene and I will be coordinating today's call. [Operator Instructions]. I will now hand you over to your host, Brad Kessel, President and CEO to begin. Brad, please go ahead.