Amy Smith | Vice President-Investor Relations |
Bruce Broussard | President and Chief Executive Officer |
Brian Kane | Chief Financial Officer |
Ralph Giacobbe | Citi |
David Windley | Jefferies |
Peter Costa | Wells Fargo |
Charles Rhyee | Cowen |
Kevin Fischbeck | Bank of America |
Scott Fidel | Stephens |
Sarah James | Piper Jaffray |
Josh Raskin | Nephron Research |
Stephen Tanal | Goldman Sachs |
A.J. Rice | Crédit Suisse |
Michael Newshel | Evercore ISI |
Ricky Goldwasser | Morgan Stanley |
Matt Borsch | BMO Capital |
Steve Valiquette | Barclays |
Gary Taylor | JP Morgan |
Whit Mayo | UBS |
Ladies and gentlemen, thank you for standing by. And welcome to Humana's Third Quarter 2019 Earnings Conference Call. [Operator Instructions] Please be advised, that today’s conference is being recorded. [Operator Instructions] Thank you.
I’d now like to hand the conference over to your speaker today, Ms.