Mark Hardwick | Chief Executive Officer |
Mike Stewart | President |
Michele Kawiecki | Chief Financial Officer |
John Martin | Chief Credit Officer |
Daniel Tamayo | Raymond James |
Terry McEvoy | Stephens |
Damon DelMonte | KBW |
Scott Siefers | Piper Sandler |
Brian Martin | Janney Montgomery |
Good afternoon and welcome to the First Merchants Corporation 3Q 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Before we begin, management would like to remind you that today's call contains forward-looking statements with respect to the future performance and financial condition of First Merchants Corporation that involve risks and uncertainties. Further information is contained within the press release, which we encourage you to review.
Additionally management may refer to non-GAAP measures, which are intended to supplement, but not substitute for the most directly comparable GAAP measures.