Mark Hardwick | CEO |
Mike Stewart | President |
Michele Kawiecki | CFO |
John Martin | Chief Credit Officer |
Scott Siefers | Piper Sandler |
Daniel Tamayo | Raymond James |
Damon DelMonte | KBW |
Brian Martin | Janney |
Good day and thank you for standing by. Welcome to the First Merchants Corporation Third Quarter Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.
Before we begin, management would like to remind you that today's call contains forward-looking statements with respect to the future performance and financial condition of First Merchants Corporation that involve risks and uncertainties. Further information is contained within the press release, which we encourage you to review.