Ryan Thomas | VP, Finance and IR |
Mike Price | President and CEO |
Jim Reske | CFO |
Brian Karrip | Chief Credit Officer |
Jane Grebenc | Bank President and Chief Revenue Officer |
Steve Moss | B. Riley Securities |
Russell Gunther | D.A. Davidson |
Colin Gilbert | KBW |
Steven Duong | RBC Capital Markets |
Frank Schiraldi | Piper Sandler |
Joe Plevelich | Boenning & Scattergood |
Good day and welcome to the First Commonwealth Financial Corporation Third Quarter 2020 Earnings Conference Call. [Operator instructions]. Please note, this event is being recorded. I'd now like to turn the conference over to Ryan Thomas. Please go ahead.