Siya Vansia | Vice President, Marketing |
Frank Sorrentino | Chairman and CEO |
Bill Burns | Executive Vice President and CFO |
Matt Breese | Stephens |
Collyn Gilbert | KBW |
Greetings. And welcome to the ConnectOne Bancorp Incorporated Fourth Quarter 2019 Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions]