Bryan Gill | SVP, Director-IR |
Bill Demchak | Chairman, President & CEO |
Rob Reilly | EVP, CFO |
John Pancari | Evercore |
Scott Siefers | Piper Sandler |
Gerard Cassidy | RBC |
Ken Usdin | Jefferies |
Mike Mayo | Wells Fargo Securities |
Bill Carcache | Wolfe Research |
Michael Rose | Raymond James |
Nathan Stein | Deutsche Bank |
Well, good morning, and welcome to today's conference call for the PNC Financial Services Group. Participating on this call are PNC's Chairman, President and CEO, Bill Demchak; and Rob Reilly, Executive Vice President and CFO. Today's presentation contains forward-looking information. Cautionary statements about this information as well as reconciliations of non-GAAP measures are included in today's earnings release materials as well as our SEC filings and other investor materials. These are all available on our corporate website, pnc.com, under Investor Relations.