Rick Kraemer | Director of Corporate Finance |
Ira Robbins | President and CEO |
Mike Hagedorn | CFO |
Tom Iadanza | CBO |
Kenneth Zerbe | Morgan Stanley |
Frank Schiraldi | Sandler O'Neill |
David Chiaverini | Wedbush Securities |
Collyn Gilbert | KBW |
Steven Duong | RBC Capital Markets |
Ladies and gentlemen, thank you for standing by, and welcome to the Third Quarter 2019 Valley National Bancorp Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Mr.